1. Facultad de Ingeniería y Ciencias, Universidad Adolfo Ibáñez, Santiago 7941169, Chile;
2. Dipartimento di Economia e Finanza, Luiss University, 00197 Rome, Italy;
3. School of Business and Economics, Maastricht University, 6211 LM Maastricht, Netherlands;
4. Central Applied Science, Meta, Menlo Park, California 94025