1. Department of Finance, Operations, and Information Systems, Goodman School of Business, Brock University, St. Catharines, Ontario L2S 3A1, Canada
2. Department of Management Science and Systems, School of Management, University at Buffalo, State University of New York, Buffalo, New York 14260
3. Department of Computer Science and Engineering, School of Engineering and Applied Sciences, University at Buffalo, State University of New York, Buffalo, New York 14260