1. Shenzhen Finance Institute, School of Management and Economics, Chinese University of Hong Kong, Shenzhen, Guangdong 518172, China;
2. Department of Industrial Systems Engineering and Management, National University of Singapore, Singapore 117576;
3. Lee Kong Chian School of Business, Singapore Management University, Singapore 178899;
4. Durham University Business School, Durham University, Durham DH1 3LB, United Kingdom