1. Professor, Institute of Social Welfare and Research, University of Dhaka , Dhaka , Bangladesh
2. Associate Professor, College of Business Administration , Umm Al Quwain University, United Arab Emirates & Department of Business Administration, , Giilgit , Pakistan
3. Karakoram International University , Umm Al Quwain University, United Arab Emirates & Department of Business Administration, , Giilgit , Pakistan
4. School of Health and Social Care, University of Essex , United Kingdom