Lending to agricultural enterprises: interaction between the state and the banking sector

Abstract

The authors of the article consider the features of lending to enterprises of the agro-industrial complex, taking into account the specifics of the risks of this industry. Taking into account the high importance of agriculture and food production for the population and the state from the point of view of agri-food security, the role of state aid in supporting lending is considered separately. The largest bank of the country as one of the main creditors in the agricultural sector was chosen as the object of the study. The authors pay attention to the specific features of the calculation of collateral for a loan, the calculation of the amount of loans from the banking sector in determining the financial stability of the organization.