The Influence of Financial Technology, Minimum Capital, and Financial Literacy on Student Investment Interest

Abstract

The purpose of this research is to analysis how much financial technology, minimum capital, and financial literacy influence students desire to put their money to invest. A questionnaire was utilized to gather primary data from each respondent, and an ordinal scale (Likert) was used as the measuring design for this quantitative method. The population of this study was Final Semester Students majoring in Accounting at Bina Nusantara University Jakarta Indonesia whose number is not known with certainty. The sampling method uses the Lemeshow formula. By using the Lemeshow formula, a sample value of 96.04 is obtained which is then rounded up to 100 people. With a total of 67 female respondents and 33 male respondents. Data processing techniques will be carried out with the SPSS program and using multiple linear regression analysis methods, classical assumption tests and hypothesis testing. Prior to conducting the research, validity and reliability tests were also carried out on the questionnaires to measure the validity and consistency of the questionnaires. The results of this study indicate that Financial Technology, Minimum Capital and Financial Literacy have a positive effect on student investment interest.