Readiness in Retirement Life

Abstract

This study investigates whether the ownership of a retirement program is owned only by those who have a purpose in life in old age or also owned by those who focus on working well now and do not have a purpose in life in old age. The study population is employees, and entrepreneurs who have worked, with sample criteria have a steady income with a specific educational background. The number of samples is 52 respondents. The result revealed that having the purpose of life in old age, and focusing on the purpose of life at the moment encourage someone to have a pension program. The results of the study stated that the effect of the independent variables on the dependent variable appeared weak. The independent variable "has the purpose of old age life" and the independent variable "focus on life goals current" can explain 0.69 % of the dependent variable "has retirement fund program.