1. Leven School of Management, Entrepreneurship and Hospitality, Coles College of Business, Kennesaw State University, Kennesaw, Georgia, USA.
2. Department of Economics, Finance and Quantitative Analysis, Coles College of Business, Kennesaw State University, Kennesaw, Georgia, USA.
3. Department of Information Systems and Security, Coles College of Business, Kennesaw State University, Kennesaw, Georgia, USA.