1. Anderson, D.R. (1974) ‘The national flood insurance program: Problems and potential’, The Journal of Risk and Insurance 41 (4): 579–599.
2. Bainbridge, J. (1952) Biography of an Idea: The Story of Mutual Fire and Casualty Insurance, Garden City, NY: Doubleday.
3. Botzen, W., Kunreuther, H. and Michel-Kerjan, E. (2015) Divergence between individual perceptions and objective indicators of tail risks: Evidence from floodplain residents in New York City, Wharton Risk Center Working Paper. University of Pennsylvania.
4. Cabantous, L., Hilton, D., Kunreuther, H. and Michel-Kerjan, E. (2011) ‘Is imprecise knowledge better than conflicting expertise? Evidence from insurers’ decisions in the United States’, Journal of Risk and Uncertainty 42 (93): 211–232.
5. California Department of Insurance (1997-1998) California Earthquake Zoning and Probable Maximum Loss Evaluation Program, Los Angeles, CA: California Department of Insurance.