1. Bikker, J.A. and Bos, J.W.B. (2005) Trends in competition and profitability in the banking industry: A basic framework. Vienna: SUERF (SUERF Studies: 2005/2), pp. 1–88.
2. Bank Financial Management Strategies For Evaluating Bank Performance (n.d) Financial Web. http://www.finweb.com/banking-credit/bank-financial-management-strategies-for-evaluating-bank-performance.html , accessed 17 May 2010.
3. Seiford, L.M. and Zhu, J. (1999) Profitability and marketability of the top 55 US commercial banks. Performance of Financial Institutions (September) Management Science 45 (9): 1270–1288.
4. Tripe, D. (2003) Trends in New Zealand bank efficiency over time. Applied Econometrics and International Development. AEEADE 3 (1): 55–80.
5. Sherman, H.D. and Gold, F. (1985) Bank branch operating efficiency: Evaluation with data envelopment analysis. Journal of Banking & Finance 9 (2): 297–315.