1. Chapman, B. (2010) ‘Policy Design Issues for Risk Management: Adverse Selection and Moral Hazard in the Context of Income Contingent Loans’, in G. Marston, J. Moss and J. Quiggin (eds) Risk, Welfare and Work (Carlton, Australia: Melbourne University Press) pp. 233–252.
2. Chapman, B and B. Hunter (2009) ‘Exploring creative applications of income contingent loans’, Australian Journal of Labour Economics, Vol. 12, No. 2, pp. 133–144.
3. Stiglitz, J.E. (1998) ‘Pareto Efficient Taxation and Expenditure Policies, With Applications to the Taxation of Capital, Public Investment, and Externalities’, presented at conference in honor of Agnar Sandmo, Bergen, January 1998.
4. National Bureau of Economic Research Working Paper No. w19064;JE Stiglitz,2013