Ranking Investment Preferences in India's Dynamic Market: From SIPs to ETFs

Author:

Lahiri Madhuchhanda1

Affiliation:

1. P. N. Das College, Santinagar, Palta, West Bengal.

Abstract

This study examines the Indian stock market using the Weighted Point Method (WPM) to evaluate various investment options. The research focuses on five key investment vehicles: Exchange-Traded Funds (ETFs), Government Savings Schemes, Bonds and Debentures, Systematic Investment Plans (SIPs), and Fixed Deposits (FDs). These options were assessed across four critical indicators: Economic Indicators, Corporate Earnings, Market Sentiment, and Sectoral Analysis. The WPM analysis revealed that Systematic Investment Plans (SIPs) emerged as the most preferred investment option, achieving the highest preference score of 0.91795. SIPs demonstrated consistently strong performance across all evaluated criteria, suggesting they offer a balanced approach to investing with potential for steady growth and effective risk management. Bonds and Debentures ranked second with a preference score of 0.72492, showing particular strength in Market Sentiment. Fixed Deposits (FDs) secured the third position with a score of 0.64406, highlighting their continued relevance in the Indian investment landscape, especially for risk-averse investors. Government Savings Schemes and ETFs ranked fourth and fifth respectively, each showing strengths in specific areas. The study underscores the complex and dynamic nature of the Indian stock market, emphasizing the importance of considering multiple factors in investment decision-making. It highlights the value of quantitative methods like WPM in providing a structured approach to comparing diverse investment options. The findings suggest that while SIPs appear to be the most attractive option overall, the Indian market offers a range of investment vehicles catering to different risk appetites and financial goals. The research concludes that investors should consider their personal objectives, risk tolerance, and investment horizon when making decisions, and regularly review their strategies in light of evolving market conditions and economic indicators.

Publisher

REST Publisher

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