Voluntary health insurance for dental treatment of the population of Russia (literature review)

Abstract

The need for dental care of the adult population varies in different countries from 35 to 82%. The state healthcare system provides the same level of medical care for the entire population of Russia, but does not fully satisfy the need for full-fledged and high-quality treatment. The existing system of compulsory medical insurance in our country, which allows the majority of the population to receive a certain amount of medical services free of charge for patients, provides an alternative – a system of voluntary medical insurance. This system guarantees the protection of the interests of patients and meets modern requirements for the provision of qualified medical dental services, but needs further development and requires changes and additions to the regulatory framework. The wide development of voluntary medical insurance in the regions is hindered by a number of factors: an undeveloped infrastructure for the provision of medical services, the slow development of medical institutions, poor adaptation of doctors to better work within the framework of voluntary medical insurance, as well as low effective demand of the population.