This study evaluates the substantial influence of AI-technologies in the finance industry, with advancement expectedto accelerate in the next few years. It also forecasts the expansion of AI adoption across various business sectors and the integrationof AI-based operational networks with existing commercial systems to meet consumer demands. The financial industry will blendAI-based transaction channels with established systems, enhancing the customer experience and efficiency. This integration willstreamline and advance transaction processes, making them more responsive to customer demands. The standard change in customerdealings is expected to be a significant transformation in the financial sector. The transformative potential of Big Data and AI in thefinancial sector goes beyond operational improvements; these technologies will create new opportunities for growth anddevelopment, giving financial institutions a modest point in operational efficiency and innovative product and service offerings.This study aims to investigate the overall impact of the convergence of Big Data and AI on the financial industry. It anticipatesincreased revolution, diversification of commercial applications, and smooth AI integration into existing systems. Thesetechnologies will shape the financial environment in the future, offering new opportunities for industry participants and consumers.