The Influence of Increased Financial Flexibility on Small Accounting Firms' Public Audit Client Portfolios: Evidence from the Paycheck Protection Program

Author:

Chen Yuzhou1ORCID,Dearden Stuart M.2ORCID,Seidel Timothy A.3ORCID

Affiliation:

1. University of Nebraska Omaha

2. University of Nebraska–Lincoln

3. Brigham Young University

Abstract

SUMMARY In this study, we examine whether increased financial flexibility afforded by the Paycheck Protection Program (PPP) affects small accounting firms’ public audit client portfolio decisions. We find some evidence suggesting that accounting firms receiving PPP loans exhibit greater public audit client selectivity. Specifically, accounting firms receiving PPP loans exhibit an increased likelihood of auditor switching and engage new clients that exhibit less financial and auditor business risk but greater potential for profitability relative to departing clients. Relative to both departing and continuing clients, new clients of firms receiving PPP loans exhibit some evidence of lower audit risk. Collectively, the results provide some evidence to suggest that the increased financial flexibility afforded through the PPP loans provided smaller accounting firms an opportunity to selectively manage their public audit client portfolio. Data Availability: Data are available from the public sources cited in the text. JEL Classifications: M42; M48.

Publisher

American Accounting Association

Subject

Economics and Econometrics,Finance,Accounting

Reference63 articles.

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3. Auditing and accounting during and after the COVID-19 crisis;Appelbaum;The CPA Journal,2020

4. Discrimination in lending? Evidence from the Paycheck Protection Program;Atkins;Small Business Economics,2022

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