1. BarclaysCorporate, Ai Payments Revolution, https://www.barclayscorporate.com/insights/innovation/ai-payments-revolution (2023)
2. European Payments Council. White paper mobile payment. Brussels, EPC492-09 Version 5.0, 81-82 (2017). https://www.europeanpaymentscouncil.eu/sites/default/files/KB/files/EPC492-09%20v5.0%20White%20Paper%20Mobile%20Payments%20-%20edition%202017.pdf
3. An Analysis of Features and Tendencies in Mobile Banking Apps