1. C. Siwar, M. K. Ismail, N. A. Alias, and S. Z. Zahari, “Kumpulan Isi Rumah Berpendapatan 40 Peratus Terendah (B40) di Malaysia: Mengenal Pasti Trend, Ciri, Isu dan Cabaran” Pemerkasaan B40 Kesejaht. Strateg. dan Implikasi Sosioekonomi no. December pp. 33–50 (2019).
2. A. S. Magli et al., “Mediation Effect of Financial Behaviour on Financial Vulnerability among B40 Households” Malaysian J. Consum. Fam. Econ. vol. 27, no. 1 (2021).
3. Department of Statistics Malaysia, “Laporan Survei Pendapatan Isi Rumah dan Kemudahan Asas 2019” Househ. Income Basic Amenities Surv. Rep. 2019 pp. 3–57 (2020).
4. N. K. A. Rashid, N. F. C. Sulaiman, and N. A. Rahizal, “Survivability through Basic Needs Consumption among Muslim Households B40, M40 and T20 Income Groups” Pertanika J. Soc. Sci. Hum vol. 26, no. 2 pp. 985–998 (2018).
5. D. Ibrahim, Z. M. Isa, and N. Ali, “Malaysian Savings Behavior towards Retirement Planning _ Finding dan solution.pdf” IInternational Conf. Econ. Mark. Manag. IPEDR vol. 28, no. August 2015 pp. 102–105 (2012).