Abstract
Capital adequacy ratio serves as a basic indicator linking current equities of banks to the amount of risk that they can undertake. Therefore, it is taken into consideration while evaluating banks and expected to be at a normal level. According to the Basel I criteria published by the Basel Committee in 1988 for the international banking sector, capital adequacy ratio as “Total Capital / Credit Risk” should be at least 8%. Basel I Criteria began to be implemented in Turkey in 1992. In this process, it was decided that capital adequacy ratio would be implemented as 8% starting from 1998 in Turkey. The purpose of this study is to identify the factors affecting the capital adequacy of state-owned, private and foreign deposit banks operating in Turkey between 2009-2019. The result obtained from the analysis has revealed that the established model is significant. The ratio of independent variables for explaining the dependent variable is 36%. The independent variable OME has a statistically significant and positive effect on the dependent variable at 1% significance level.
Publisher
Journal of Global Economy
Reference17 articles.
1. Alsu, E. (2017). ‘Sermaye Yap?s?n?n Karl?l?k Üzerindeki Etkisi BIST 100 Üzerine Panel Veri Analizi’, Gaziantep Üniversitesi Sosyal Bilimler Dergisi, Cilt: 16 - Say?: 2, 303-312
2. Ayd?n, D. and Ba?k?r, M.B. (2013). ‘Bankalar?n 2012 Y?l? Sermaye Yeterlilik Rasyolar?na Göre Kümeleme Analizi ve Çok Boyutlu Ölçekleme Sonucu S?n?fland?r?lma Yap?lar?’, Bankac?l?k ve Sigortac?l?k Ara?t?rmalar? Dergisi, 5-6(1), 29-47.
3. Büyük?alvarc?, A. and Abdio?lu, H. (2011). ‘Determinants of capital adequacy ratio in Turkish banks: A panel data analysis’, African Journal of Business Management, 5(27), 11199-11209.
4. Ç?tak, F. & Göker, I. E.K. (2020). ‘Bankac?l?k sektöründe sermaye yeterlilik rasyosunu belirleyen faktörlerin analizi’, Business and Economics Research Journal, 11(1), 169-185.
5. Dizgil, E. (2017). ‘Türkiye’deki Mevduat Bankalar?n?n Karl?l???n? Etkileyen Mikro Düzeyli Faktörler Üzerine Ampirik Bir Ara?t?rma’, BDDK Bankac?l?k ve Finansal Piyasalar Cilt: 11, Say?: 2