Abstract
In modern conditions, with an increase in the risk of poverty dueto inadequate pension income, a responsible approach is necessaryin terms of management in public and private pensionsystems. To maintain a decent standard of living for the elderlypopulation, the rights of non-pension and adequate pension incomehave been defined. Pensions should be commensurate withcontributions, it is necessary to provide equal opportunities forthe acquisition of pension rights for women and men and to themeans that create the conditions for a dignified life in old age.The goal of the work is to investigate the possibilities of adequatemanagement by state authorities, employers of pensionsystems, individuals, and interested parties with the applicationof innovative approaches and gain insight into the best systemsfor implementation in practice. The subject of the work is thesustainability of the pension system, with the application of riskfreemanagement principles. The method that will be applied isdescriptive, and comparative with the scientific literature of electronicdatabases of scientific journals and international databases.