1. Abdou, Hussein A.; Pointon, John (2011). "Credit Scoring, Statistical Techniques and Evaluation Criteria: A Review of the Literature". Intelligent Systems in Accounting, Finance & Management, 18(2-3), 59–88.
2. Akkaya, Göktuğ Cenk; Demireli, E. (2010). "Analitik hi̇Yerarşi̇ Süreci̇ ile Kredi̇ Derecelendi̇rme Anali̇zi̇ Üzeri̇ne Bi̇r Model Öneri̇si̇". C.Ü. Sosyal Bilimler Enstitüsü Dergisi, 19(1), 319–335.
3. Alavala, Chennakesava R. (2008). Fuzzy Logic and Neural Networks. Hyderabad: New Age International Publishers.
4. Angilella, Silvia; Mazz`u, Sebastiano (2014). "The Financing of Innovative SMEs: A Multicriteria Credit Rating Model". Journal of Operational Researchs, 244(2), 540–554.
5. Antonov, Ivo (2000). "Quantitative vs. Judgemental Credit Risk-Rating Systems". The Journal of Lending & Credit Risk Management, 34–40.