1. PhD Scholar, National Defence University , Islamabad , Pakistan .
2. Associate Professor, Management Sciences, Karakoram International University , Ghizer campus, Gilgit Baltistan , Pakistan .
3. Associate Professor, Management Sciences , COMSATS University Islamabad , Pakistan E-mail: HYPERLINK “mailto:shafikhuram@yahoo.com”
4. Post Doctorate Research Fellow, Tohoku University of Community Service & Science , Japan .
5. Senior Accounts Officer, All Pakistan Textile Mills Association .