An Analysis of Bank Overdraft Fees: Pricing, Market Structure and Regulation

Author:

Parrish Leslie1,Frank Josh2

Affiliation:

1. a Center for Responsible Lending, Washington, DC

2. b Center for Responsible Lending, Oakland, CA

Publisher

Informa UK Limited

Subject

Economics and Econometrics,General Business, Management and Accounting

Reference22 articles.

1. "Banks Changing How They Handle Overdrafts; New Rule Requires Them to Get Permission From Customers Before They Charge a Fee.";Sandra Block;USA Today,2010

2. Consumers Union. "Comments to the Federal Reserve Board on Regulation E-Limitations on Fee-Based Automatic Overdraft Loan Programs." March 12, 2009. Available at http://www.consumersunion.org/pub/pdf/overdraft-comments-309.pdf

3. Federal Deposit Insurance Corporation (FDIC). "FDIC Study of Bank Overdraft Programs." Released November 2008. Available at http://www.fdic.gov/bank/analytical/overdraft/FDIC138_Report_FinalTOC.pdf

4. Federal Reserve System. "2004 Federal Reserve Payments Study: Analysis of Noncash Payment Trends in the United States, 2000-2003." Released December 15, 2004. Available at http://www.frbservices.org/files/communications/pdf/research/2004PaymentResearchReport.pdf

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