A study of factor affecting the demand for health insurance in punjab

Author:

Kansra Pooja,Pathania Gaurav

Abstract

The economic status of a country is directly related to the health status of its people. Goodhealth is one of the most important pre-requisite to human productivity which in turn leads to overalldevelopment of a society. Health is understood as the indispensable basis for defining a person‟s sense ofwell-being. It is an important resource for a nation to pursue national development goals. It raises theproductivity of the labor force and enhances economic growth. It plays a critical role in supplementinggovernment effort in ensuring the availability and accessibility of health care services to the population. Theobjective of the present paper is to know the awareness of health insurance and the factors affecting thedemand for health insurance in Punjab. For the analysis of data descriptive statistics and factor analysis havebeen applied. The sample size is 200 residents of Jalandhar chosen according to convenience approach. Thestudy highlighted that majority of the people aware of the health insurance, Only 11.5 % of the total samplehas subscribed for health insurance scheme and five factors i.e. formalities bottlenecks, agent relatedproblems, coverage issues, awareness, negative feedback are main barriers in the success of health insurancein Punjab

Publisher

Eleyon Publishers

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