1. Doctor, Lecturer at the Faculty of Economics and Business, Padjadjaran University
2. Doctor, Lecturer at the Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga
3. M.E.I., Lecturer at the Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga
4. M.A., Lecturer at the Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga
5. M.Si., Lecturer at the Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga