1. M.S., Assistant Professor, Management Department, Economic and Business Faculty, Lampung University, and Student at Doctorate Program in Management, Economic and Business Faculty, Padjadjaran University
2. Ph.D., Associate Professor, Head of the Master Study Program in Integrated Microfinance Management, Faculty of Economics and Business, University of Padjadjaran
3. Ph.D., Associate Professor, Doctorate Program in Management, Faculty of Economics and Business, University of Padjadjaran