Author:
Desjardins Denise,Dionne Georges,Pinquet Jean
Abstract
AbstractThis paper proposes bonus-malus systems for fleets of vehicles, by using the individual characteristics of both the vehicles and the carriers. Bonus-malus coefficients are computed from the history of claims or from the history of safety offences of the carriers and the drivers. The empirical results are derived from a data set obtained from the Société de l'Assurance Automobile du Québec, the public insurer for bodily injuries and the regulator of road safety.
Publisher
Cambridge University Press (CUP)
Subject
Economics and Econometrics,Finance,Accounting
Reference19 articles.
1. Une évaluation empirique de la nouvelle tarification de l’assurance automobile (1992) au Québec
2. Dionne G. , Desjardins D. and Pinquet J. (2000a) Optimal insurance for fleets of vehicles under asymmetric information. Mimeo, Risk Management Chair, HEC Montreal.
3. The use of collateral data in credibility theory: A hierarchical model;Jewell;Giornale dell'Instituto degli Attuari,1975
4. Designing Optimal Bonus-Malus Systems from Different Types of Claims
Cited by
14 articles.
订阅此论文施引文献
订阅此论文施引文献，注册后可以免费订阅5篇论文的施引文献，订阅后可以查看论文全部施引文献