1. Department of Geography, University College London, Pearson Building, Gower Street, London WC1E 6BT, UK
2. Hadley Centre, Met Office, FitzRoy Road, Exeter, Devon EX1 3PB, UK
3. Aon Benfield Hazard Research Centre, Department of Earth Sciences, University College London, Pearson Building, Gower Street, London WC1E 6BT, UK
4. Department of Earth Science and Engineering, Imperial College London, London SW7 2AZ, UK
5. Department of Geography, University Road, University of Bristol, Bristol, UK