State Ownership and Risk-Taking Behaviour: Evidence from Malaysia’s Banking Industry

Author:

Lee Ai-Xin1,Hooy Chee-Wooi1

Affiliation:

1. School of Management, Universiti Sains Malaysia, Malaysia

Abstract

This study investigates state ownership on risk-taking behaviour in Malaysia’s banking industry. Using the panel of Malaysian commercial banks, this paper examines whether banks’ risk-taking is affected by Malaysian government ownership through the five largest investment arms of Malaysia (GLICs). The findings show that state-owned banks exhibit higher risk-taking behaviour compared to the private-owned banks in terms of loans. There is evidence that a higher degree of state ownership has a more significant impact on banks’ risk-taking behaviour. We also investigate the relationship with corporate governance mechanisms. The findings suggest that the composition of board of directors somehow plays a significant role in the governance of banks.

Publisher

UUM Press, Universiti Utara Malaysia

Subject

General Earth and Planetary Sciences,General Environmental Science

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