1. Department of Management Information Systems, College of Business Administration, King Faisal University, Al-Ahsa 31982, Saudi Arabia
2. School of Theoretical and Applied Science, Ramapo College of New Jersey, Mahwah, NJ 07430, USA
3. Division of Basic Sciences, College of Agriculture and Forestry, University of Mosul, Mosul 41002, Iraq
4. College of Computer Information Technology, American University in the Emirates, Dubai 503000, United Arab Emirates
5. Kulliyyah of Information and Communication Technology, International Islamic University Malaysia, Gombak 53100, Selangor, Malaysia