1. Management Department, College of Business Administration, Ajman University, Ajman 346, United Arab Emirates
2. Department of Computer Science, Aqaba University of Technology, Aqaba 11947, Jordan
3. King Abdullah the II IT School, The University of Jordan, Amman 11942, Jordan
4. Fellowship Researcher, INTI International University, Nilai 71800, Malaysia
5. Department of Information Systems, College of Computer and Information Sciences, Princess Nourah Bint Abdulrahman University, P.O. Box 84428, Riyadh 11671, Saudi Arabia
6. College of Business, King Faisal University, Al-Ahsa 31982, Saudi Arabia
7. Applied Science Research Center, Applied Science Private University, Amman 11931, Jordan
8. College of Education, King Faisal University, Al-Ahsa 31982, Saudi Arabia