1. Azman Hashim International Business School, Universiti Teknologi Malaysia, Kuala Lumpur 54100, Malaysia
2. College of Administration and Economics, University of Baghdad, Baghdad 10011, Iraq
3. Business Faculty, Zarqa University, Zarqa 11831, Jordan
4. Faculty of Economics and Administrative Sciences, Zarqa University, Zarqa 11831, Jordan
5. Institute of Medical Technology AL-Mansur, Middle Technical University, Baghdad 10011, Iraq