1. Department of Business Administration, School of Business and Information Technology, Turan-Astana University, Astana 010000, Kazakhstan
2. Department of Economics and Finance, Faculty of Economics and Service, K.Kulazhanov Kazakh University of Technology and Business, Astana 010000, Kazakhstan
3. Department of Economics, Faculty of Economics and Law, NJSC “Toraigyrov University”, Pavlodar 140000, Kazakhstan
4. Department of Finance, Faculty of Business and Management, Almaty Humanitarian and Economic University, Almaty 050000, Kazakhstan