1. Sy Syms School of Business, Yeshiva University, Suite 334, 215 Lexington Avenue, New York, NY 10012, USA
2. Sy Syms School of Business, Yeshiva University, BH-428, 500 West 185th St., New York, NY 10033, USA
3. Technology, Operations and Statistics, Leonard N. Stern School of Business, New York University, 44 West 4th St., New York, NY 10012, USA
4. Gies College of Business and Carle Illinois College of Medicine, University of Illinois at Urbana-Champaign, 601 E John Street, Champaign, IL 61820, USA