1. Department of Business Administration, Nnamdi Azikiwe University, Awka 420110, Nigeria
2. Department of Banking and Finance, University of Nigeria, Nsukka 410105, Nigeria
3. Department of Management, University of Nigeria, Nsukka 410105, Nigeria
4. Department of Management, University of Nigeria Enugu Campus, Ogui 401105, Nigeria
5. Department of Industrial Psychology and People Management, University of Johannesburg, Johannesburg 2006, South Africa