1. National Scientific Research Institute for Labor and Social Protection, Povernei Street 6, 010643 Bucharest, Romania
2. Department of Public Management, Faculty of Public Administration, National University of Political Studies and Public Administration, Expozitiei Boulevard, 30A, 012104 Bucharest, Romania
3. National Institute for Economic Research “Costin C. Kiritescu”, Romanian Academy, Casa Academiei Române, Calea 13 Septembrie nr. 13, 050711 Bucharest, Romania
4. Academy of Romanian Scientists, Ilfov Street 3, 050094 Bucharest, Romania
5. Department of Banking and Insurance, School of Business, Istanbul Medipol University, Goztepe, Kavacık South Campus, 34815 Istanbul, Turkey