1. Department of Information Systems, College of Computer Engineering and Sciences, Prince Sattam bin Abdulaziz University, Al-Kharj 11942, Saudi Arabia
2. Department of Information Systems, College of Computer and Information Sciences, Princess Nourah bint Abdulrahman University, Riyadh 11671, Saudi Arabia
3. Department of Financial and Banking Sciences, Applied College at Muhail Aseer, King Khalid University, Abha 62529, Saudi Arabia
4. Department of Special Education, College of Education, King Saud University, Riyadh 12372, Saudi Arabia
5. Research Center, Future University in Egypt, New Cairo 11835, Egypt
6. Department of Computer Science, College of Science and Humanities at Alghat, Majmaah University, Al-Majmaah 11952, Saudi Arabia