1. Department of Financial Technologies, Financial University under the Government of the Russian Federation, 105187 Moscow, Russia
2. Department of Mathematics, Statistics and Informatics, Tver State University, 170100 Tver, Russia
3. Faculty of Road Construction, North-Eastern Federal University, 677000 Yakutsk, Russia
4. Department of Road Transport Operation, The Institute of Transport, Industrial University of Tyumen, 625000 Tyumen, Russia