1. Department of Finance and Investment, Faculty of Business Administration, University of Tabuk, Tabuk 71491, Saudi Arabia
2. Department of Economics, College of Business and Administration Princess, University of Princess Nourah Bint Abdul Rahman, Riyad 11671, Saudi Arabia
3. College of Applied Studies and Community Service, Imam Abdurrahman Bin Faisal University, Al-Dammam 31441, Saudi Arabia
4. Department of Finance and Economics, College of Commerce and Business Administration, Dhofar University, Salalah 211, Oman