1. Asst. Prof., Florida Int. Univ., Dept. of Constr. Mgmt., 2912 College Ave., Davie, FL 33314. E-mail: torbica@eng.fiu.edu
2. Dir., Shimberg Ctr. for Affordable Housing, Univ. of Florida, M. E. Rinker, Sr., School of Build. Constr., P.O. Box 115703, Gainesville, FL 32611-5703. E-mail: stroh@ufl.edu