1. Assistant Professor, Dept. of Business Management and Economics, Univ. of Baltistan, Skardu, Gilgit-Baltistan 16100, Pakistan (corresponding author).
2. Professor, Faculty of Management and Economics, Dalian Univ. of Technology, Dalian 116024, China.
3. Assistant Professor, Dept. of Business Management, Karakoram International Univ., Gilgit-Baltistan 15100, Pakistan.