1. Dept. of Civil Engineering, Florida Institute of Technology, 150 W. University Blvd., Melbourne, FL 32937 (corresponding author).
2. Dept. of Civil Engineering, Florida Institute of Technology, 150 W. University Blvd., Melbourne, FL 32937.
3. Dept. of Civil and Coastal Engineering, Univ. of Florida, Weil Hall, Gainesville, FL 32611.
4. Dept. of Finance, Florida International Univ., Miami, FL 33199.