1. Best's Review, "The Industry Responds," September 1996.
2. Black, Keneth, and Harold Skipper, Jr., Life Insurance (Englewood Cliffs, NJ: Prentice Hall, 1994).
3. Brugiavini, Agar, "Longevity Risk and the Life Cycle." Ph.D. thesis, London School of Economics, London, 1990.
4. An Empirical Examination of Information Barriers to Trade in Insurance
5. Early Starters versus Late Beginners