1. Strategic Newslink. 19 December2017.
2. https://www.halifax.co.uk/aboutonline/open‐banking/how‐open‐banking‐works/
3. https://www.fca.org.uk/firms/revised‐payment‐services‐directive‐psd2
4. Syal Ranjeev. ‘Abandoned NHS System has cost £10 bn so far’ Guardian. 18 September 2013. (Viewed 10/10/2019)https://www.theguardian.com/society/2013/sep/18/nhs‐records‐system‐10bn
5. Turner Michael. ‘Open Banking Prompts UK Fintechs to Reassess Collaboration Partners’. Peer to Peer Finance News. 22 March 2018. (Viewed 10/10/2019)http://www.p2pfinancenews.co.uk/2018/03/22/open‐banking‐ey/