Comparative Study on Selected Regional Rural Banks of South India

Author:

Shetty Megha D.1,Bhat Sudhindra2

Affiliation:

1. Research Scholar, Institute of Management and Commerce, Srinivas University, Mangalore, India-575001

2. Research Professor, Institute of Management & Commerce, Srinivas University, Mangalore, India -575001

Abstract

Purpose: The object of this work was to evaluate the entire performance of the southern region for 2020 and 2021. The purpose of this study is to provide insight into the performance of the banks to analyse and understand the present scenario of the banking sector in the Southern region of India. Methodology: The Key Statistics & Financial Statements of Regional Rural Banks from 2019-20 to 2020-21 of selected banks have been used for the research work. The CAMEL model is used to check the operation and has been ranked on an average scale of 1-10. The conclusion is by ranking both the years of all 10banks. Findings: The study revealed a difference from year to year and it is restricted only by applying these areas. Even though leverage stands good, the possibility to rank 10 places is due to NPA. Originality: It may be useful to each bank’s performance its state governments and central government in making effective tactics by modifying its strategy and implementation in the banks. However, the banking system is also prone to several inherent defects and inefficiencies, which can lead to financial instability and economic distress. Utilitarian Implication: In recent years, there has been a renewed focus on RRBs by the government as well as by investors and creditors. Such a study would help understand the position of RRBs in the region and their contribution to the economy's health. Paper Type: Analytical Research

Publisher

Srinivas University

Subject

General Medicine

Reference35 articles.

1. Rehman, A. (2020). Innovation and Management by Regional Rural Banks in Achieving the Dream of Financial Inclusion in India: Challenges and Prospects. Marketing and Management of Innovations, 1(1), 222–234.

2. Yepuri, I., & Durga, A. K. (2020). A Study on Challenges of Banking in Rural India. Journal of Xi’an University of Architecture & Technology, 12(6), 1835-1842.

3. Sura, D., & Jasvir, S. (2006). Efficacy of regional rural banks (RRBs) In India: A conventional analysis. The Journal of Indian Management and Strategy, 11(4), 4-12.

4. Ibrahim, M. S. (2010). Performance evaluation of regional rural banks in India. International Business Research, 3(4), 203-211.

5. Haralayya, D., & Aithal, P. S. (2021). Implications of banking sector on economic development in India. Article in The George Washington journal of international law and economics, 7(1), 631-642.

Cited by 1 articles. 订阅此论文施引文献 订阅此论文施引文献,注册后可以免费订阅5篇论文的施引文献,订阅后可以查看论文全部施引文献

1. A Basel Norms Compliance in Indian Banks;International Journal of Management, Technology, and Social Sciences;2024-06-30

同舟云学术

1.学者识别学者识别

2.学术分析学术分析

3.人才评估人才评估

"同舟云学术"是以全球学者为主线,采集、加工和组织学术论文而形成的新型学术文献查询和分析系统,可以对全球学者进行文献检索和人才价值评估。用户可以通过关注某些学科领域的顶尖人物而持续追踪该领域的学科进展和研究前沿。经过近期的数据扩容,当前同舟云学术共收录了国内外主流学术期刊6万余种,收集的期刊论文及会议论文总量共计约1.5亿篇,并以每天添加12000余篇中外论文的速度递增。我们也可以为用户提供个性化、定制化的学者数据。欢迎来电咨询!咨询电话:010-8811{复制后删除}0370

www.globalauthorid.com

TOP

Copyright © 2019-2024 北京同舟云网络信息技术有限公司
京公网安备11010802033243号  京ICP备18003416号-3