1. Department of Finance, Faculty of Business, Suzhou Institute of Technology, Jiangsu University of Science and Technology, Zhangjiagang City, Jiangsu Province, China
2. Department of Finance and Banking, Faculty of Business and Accountancy, University of Malaya, Kuala Lumpur, Malaysia
3. Department of Economics, Faculty of Business, Jiangsu University of Science and Technology, Zhangjiagang City, Jiangsu Province, China