1. Department of Business Administration, Shu-Te University, Yen Chau, Kaohsiung, Taiwan 82445, Taiwan
2. Department of Management Information System, Yung-Ta Institute of Technology and Commerce, Pingtung, Taiwan 90941, Taiwan
3. Department of Risk Management and Insurance, Kaohsiung First University of Science and Technology, Kaohsiung, Taiwan 811, Taiwan
4. Department of Logistics Management, Shu-Te University, Yen Chau, Kaohsiung, Taiwan 82445, Taiwan