Impact of a matched savings program on survivors of human trafficking and gender-based violence in the Philippines

Abstract

Survivors of human trafficking commonly experience significant financial difficulties, including lack of access to secure employment, recurring debt, minimal savings, and pressures to provide financially for their families. These experiences can exacerbate their vulnerability to experiencing further violence. Although economic empowerment interventions are greatly needed for this population, few evaluations have been conducted of such programs. In this manuscript, we present findings from a mixed-methods assessment of the Barug program, a two-year matched savings and financial literacy program for survivors of human trafficking and gender-based violence and their family members in the Philippines. Quantitative and qualitative data were collected from 10 survivor graduates of the Barug program through a combination of structured surveys, in-depth interviews, and focus group discussions (FGDs). Quantitative findings demonstrated increases in participants’ savings after completion of the Barug program. Thematic analysis revealed five themes regarding survivors’ experiences in the program: prioritizing asset development, enhanced budgeting skills, escaping a cycle of debt, psychosocial impact, and improved family relationships. Survivors described the benefits of Barug as multi-faceted, including financial, social, and psychological effects. Findings reveal the promise of an integrated matched savings, financial literacy, and psychosocial support program in helping survivors achieve greater financial stability and psychosocial wellbeing.