1. University of Wollongong in Dubai (UOWD)
2. Department of Accounting and Information Systems, College of Business and Economics, Qatar University, Doha 2713
3. Ghulam Ishaq Khan Institute Of Engineering Sciences And Technology
4. Institute of Management Sciences, Peshawar, 25000, Pakistan
5. Computer Engineering Department, College of Information Technology, University of Bahrain, Bahrain, and School of Engineering, Edith Cowan University, Perth, WA, Australia