Application of Genomic Data for Consumer Procedures in Banking-Reference-Cited by-同舟云学术

Application of Genomic Data for Consumer Procedures in Banking

Published:2024-05-03 Issue:1 Volume:3 Page:33-43
ISSN:3034-1647
Container-title:Lex Genetica
language:
Short-container-title:jour

Author:

Alekseeva D. G.¹,Mikheeva I. E.¹,Ponomareva D. V.¹,Guttakovsky Y. A.²

Affiliation:

1. Kutafin Moscow State Law University

2. The Central Bank of the Russian Federation

Abstract

The use of genomic information in banking – in particular, when issuing consumer loans and identifying clients – determines areas for the development of legal regulation of the application of genomic information. The establishment of the legal regime for genomic information is important due to the need to designate responsible persons for ensuring the safety of such information. In order to avoid disputable situations, as well as to protect the interests of banking customers, the present work advocates the introduction of certain amendments to the Federal Law ‘On Personal Data’ of the Russian Federation (2006). According to the proposed amendments, genomic (genetic) information should be classified as personal data. It therefore becomes necessary to increase the responsibility of the recipient of such information, as well as to establish rules for the restoration of a violated right. A suitable package of measures aimed at the banking sector will create an effective mechanism for protecting the genomic information of customers provided to a credit institution for the purposes of receiving banking or other services

Publisher

Kutafin Moscow State Law University

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