Digitalization of the banking sector: trends and problems

Author:

Sozaeva T. Kh.1ORCID,Zumakulova F. S.1ORCID,Ilyasova K. Kh.2ORCID

Affiliation:

1. V.M. Kokov Kabardino-Balkarian State Agrarian University

2. Chechen State Pedagogical University

Abstract

The authors consider the problems of digitalization of the financial sector. Special attention is paid to the banking sector, the positive and negative sides of the introduction of digital technologies are studied. The importance of the application of information and communication technologies in the banking sector, which has become the flagship of digitalization of the country's economy, is determined. The generalization of the main trends and problems of digital transformation of banking activities allowed us to reveal that in recent years, Russian banks have outpaced the banks of leading economies in the development of financial technologies. The introduction of digital technologies, increasing the speed of access to financial services for business, creates a competitive environment in the banking sector.

Publisher

Novosibirsk State University of Economics and Management - NSUEM

Reference10 articles.

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